Tatsat Chronicle Magazine

SBI General Launches A Fully Customizable, Digital-Only Health Product Health Edge Insurance

April 26, 2023

SBI General Insurance, one of India’s leading general insurers has announced the launch of a fully customizable digital-only health product ‘Health Edge Insurance’. The policy offers a single comprehensive plan with nine basic indemnity covers and 18 optional covers, allowing customers to design a tailor-made health insurance policy as per their requirements. It offers customers a convenient and hassle-free experience.

The policy provides multiple sum insured options ranging between ₹3 lakh to ₹25 lakh, with long-term policy options available for up to 3 years. The entry age to purchase the Health Edge plan is 18 years to 65 years for adults and 91 days to 30 years for children.

Health Edge Insurance is a truly digital-only product from SBI General that makes buying health insurance a user-friendly experience. The entire process right from purchase to claims will be completely digital and shall require minimal paperwork. Customers can avail services such as downloading the policy document, premium payment, policy renewal, making a claim and more, from the comfort of their homes.

The Heath Edge plan comprises of nine in-built covers: in-patient hospitalisation, pre-hospitalisation medical expenses, post-hospitalisation medical expenses, day-care treatment, emergency road ambulance cover, bariatric surgery cover, modern ttreatment/advance procedures, AYUSH treatment and stay fit health checkup. Insured individuals can also avail of a health check-up for various preventive tests under the Stay Fit Health Check-up a statement said.

Additionally, customers are free to select from 18 optional covers including domestic help/ staff indemnity, hospital daily cash, accidental death cover, unlimited refill, critical illness cover and more.

Speaking on the launch, Anand Pejawar, Whole-time Director, SBI General Insurance said, “At SBI General, we have always been at the forefront of providing customers with simplified and innovative risk solutions that address the evolving needs of the customers. We launched Health Edge Insurance with an objective to make health care affordable and available across the length and breadth of the country. With this product, we are taking a step forward in our journey of innovation, providing individuals with a comprehensive yet flexible health insurance cover. This empowers our customers to design a plan of their choice as per their requirements.”

The Health Edge insurance plan includes some noteworthy covers such as the Global Treatment cover which takes care of the medical expenses incurred towards inpatient care outside India, and OPD cover which guarantees the medical expenses incurred for allopathic OPD expenses including Diagnostics and Pharmacy, for both floater and individual policies.